Answer:
Tn = a + (n - 1) d
where a = first term
n = number of the member of the sequence
d = common difference
a = -16
n = 96
d = second term - first term or
third term - second term
= -28 - (-16) = -28 + 16 = -12 or
= -40 - (-28) = -40 + 28 = -12
d = -12
Tn = a + (n - 1) d
= -16 + (96 - 1) -12
= -16 + (95) -12
= -16 + (-1140)
= -16 - 1140 = -1156
