Find the correct excel formula to find the total in a retirement account: monthly amount = $1250, interest rate = 2.0%, years in account = 12.3.
a. =FV(0.02/12,12.312,-1250)
b. =FV(0.02,12.3,-125012)
c. =FV(0.0212,12.3,-1250)
d. =FV(0.02/12,12.3,-125012)